/* ============================================================
   InvestPlan Magazin — geteiltes Artikel-Stylesheet
   Layout = Variante A (zentriert) · Floating-TOC „Geist"
   + 4 Cover-Stile + markenkonforme Infografik-Bausteine
============================================================ */
@font-face { font-family:'CooperBT'; src:url('../fonts/CooperLtBT-Regular.ttf') format('truetype'); font-weight:400; font-style:normal; }

.ap{
  --ip-green:#77BC26;--ip-green-dark:#6AAD1F;--ip-green-darker:#5A9418;
  --ip-green-10:rgba(119,188,38,0.10);--ip-green-18:rgba(119,188,38,0.18);
  --ip-orange:#EC8020;--ip-charcoal:#1A1A1A;
  --ip-text:#1A1A1A;--ip-text-medium:#333333;--ip-text-light:#666666;--ip-text-muted:#999999;
  --ip-gray-50:#FAFAFA;--ip-gray-100:#F5F5F5;--ip-gray-200:#E5E5E5;--ip-gray-300:#D4D4D4;
  --radius-md:8px;--radius-lg:12px;--radius-xl:20px;--radius-pill:9999px;
  --shadow-xs:0 1px 2px rgba(0,0,0,0.04);--shadow-sm:0 2px 8px rgba(0,0,0,0.06);
  --shadow-md:0 4px 16px rgba(0,0,0,0.08);--shadow-lg:0 8px 24px rgba(0,0,0,0.10);
  --shadow-green:0 8px 24px rgba(119,188,38,0.22);
  --ease:cubic-bezier(0.4,0,0.2,1);
  font-family:'DM Sans',sans-serif;color:var(--ip-text);background:var(--ip-gray-50);
  line-height:1.6;-webkit-font-smoothing:antialiased;display:block;
}
.ap *,.ap *::before,.ap *::after{box-sizing:border-box}
.ap img,.ap svg{display:block;max-width:100%}
.ap a{color:inherit;text-decoration:none}
.ap h1,.ap h2,.ap h3,.ap h4{margin:0;font-weight:600;letter-spacing:-0.01em}
.ap p{margin:0}

.cat-tag{display:inline-flex;align-items:center;gap:6px;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:0.8px;color:var(--ip-green-darker);background:var(--ip-green-10);padding:5px 11px;border-radius:var(--radius-pill)}
.meta-row{display:flex;align-items:center;gap:8px;font-size:13.5px;color:var(--ip-text-muted);flex-wrap:wrap}
.meta-dot{width:3px;height:3px;border-radius:50%;background:var(--ip-text-muted)}
.avatar{width:42px;height:42px;border-radius:50%;background:linear-gradient(135deg,#2a2a2a,#444);color:#fff;display:grid;place-items:center;font-size:14px;font-weight:600;flex:0 0 auto}
.breadcrumb{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--ip-text-muted);justify-content:center}
.breadcrumb a:hover{color:var(--ip-green-darker)}
.breadcrumb svg{opacity:.5}

/* ===== Artikel-Layout (Variante A · zentriert) ===== */
.art-head{max-width:760px;margin:0 auto;padding:44px 24px 0;text-align:center}
.art-head .breadcrumb{margin-bottom:22px}
.art-head .cat-tag{margin-bottom:18px}
.art-head h1{font-family:'CooperBT',serif;font-weight:400;font-size:clamp(30px,4.6vw,46px);line-height:1.12;color:var(--ip-charcoal);letter-spacing:-0.01em;margin-bottom:18px}
.art-head .dek{font-size:19px;color:var(--ip-text-light);line-height:1.5;max-width:620px;margin:0 auto 26px}
.byline{display:flex;align-items:center;justify-content:center;gap:12px;padding-bottom:32px}
.byline .meta-row{font-size:13.5px}

.art-hero{max-width:900px;margin:0 auto;padding:0 24px}
.cover{position:relative;height:380px;border-radius:var(--radius-xl);overflow:hidden;background:var(--ip-gray-100)}
.cover svg{position:absolute;inset:0;width:100%;height:100%}
/* echtes (serverseitig generiertes) Cover liegt über dem SVG-Fallback; fehlt es, entfernt onerror das img */
.cover-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:1}
/* Cover-Stile — exakt die Paletten aus dem Creative Studio (admin/creative-studio) */
.cover--watercolor{background:#F6F3EC}                                  /* Aquarell, weiche Verläufe */
.cover--editorial{background:linear-gradient(135deg,#cfd8e3,#8ea3bd)}   /* Photoreal Editorial · Magazin-Fotografie */
.cover--clay{background:linear-gradient(135deg,#FFD9C7,#FFA99E)}        /* Soft 3D Clay · Knet-Render, pastell */
.cover--cinematic{background:linear-gradient(135deg,#7a5a3a,#241610)}   /* Cinematic Photo · warmes Filmlicht */
@media(max-width:640px){.cover{height:240px}}

.art-body{max-width:680px;margin:0 auto;padding:44px 24px 16px}
.art-body .sec{scroll-margin-top:96px}
.art-body p{font-size:17px;line-height:1.75;color:var(--ip-text-medium);margin-bottom:22px}
.art-body .lead-in{font-size:20px;line-height:1.6;color:var(--ip-text);font-weight:500}
.art-body h2{font-family:'CooperBT',serif;font-weight:400;font-size:27px;line-height:1.25;color:var(--ip-charcoal);margin:42px 0 16px}
.art-body h3{font-size:20px;font-weight:600;color:var(--ip-charcoal);margin:28px 0 10px}
.art-body ul{list-style:none;margin:0 0 22px;padding:0}
.art-body li{font-size:17px;line-height:1.7;color:var(--ip-text-medium);padding-left:30px;position:relative;margin-bottom:11px}
.art-body li::before{content:"";position:absolute;left:0;top:10px;width:8px;height:8px;border-radius:50%;background:var(--ip-green)}
.art-body strong{color:var(--ip-charcoal);font-weight:600}
.pullquote{font-family:'CooperBT',serif;font-weight:400;font-size:25px;line-height:1.35;color:var(--ip-charcoal);border-left:3px solid var(--ip-green);padding:6px 0 6px 26px;margin:36px 0}

/* ===== FAQ (Accordion, nativ via <details>) ===== */
.faq{display:flex;flex-direction:column;gap:12px;margin:10px 0 8px}
.faq-item{border:1px solid var(--ip-gray-200);border-radius:var(--radius-lg);background:#fff;overflow:hidden;transition:border-color .2s var(--ease),box-shadow .2s var(--ease)}
.faq-item[open]{border-color:var(--ip-green-18);box-shadow:var(--shadow-sm)}
.faq-item summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 22px;font-size:17px;font-weight:600;color:var(--ip-charcoal);line-height:1.4}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary:hover{color:var(--ip-green-darker)}
.faq-ic{position:relative;flex:0 0 auto;width:20px;height:20px;margin-top:2px}
.faq-ic::before,.faq-ic::after{content:"";position:absolute;background:var(--ip-green-darker);border-radius:2px;transition:transform .28s var(--ease),opacity .28s var(--ease)}
.faq-ic::before{top:9px;left:2px;width:16px;height:2.5px}
.faq-ic::after{top:2px;left:8.75px;width:2.5px;height:16px}
.faq-item[open] .faq-ic::after{transform:rotate(90deg);opacity:0}
.faq-item[open] summary{color:var(--ip-green-darker)}
.faq-a{padding:0 22px 20px}
.faq-a p{font-size:16px;line-height:1.7;color:var(--ip-text-medium);margin:0}

.callout{background:var(--ip-green-10);border-radius:var(--radius-lg);padding:24px 26px;margin:32px 0;display:flex;gap:16px}
.callout svg{position:static;width:22px;height:22px;flex:0 0 auto;color:var(--ip-green-darker);margin-top:2px}
.callout .ct{font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:1px;color:var(--ip-green-darker);margin-bottom:6px}
.callout p{font-size:15.5px;line-height:1.6;margin:0;color:var(--ip-text-medium)}

.art-cta{background:var(--ip-charcoal);color:#fff;border-radius:var(--radius-xl);padding:34px 36px;margin:40px 0;position:relative;overflow:hidden}
.art-cta::before{content:"";position:absolute;inset:0;background:radial-gradient(90% 130% at 100% 0%,rgba(119,188,38,.25),transparent 55%)}
.art-cta>*{position:relative;z-index:1}
.art-cta h3{font-family:'CooperBT',serif;font-weight:400;font-size:24px;margin-bottom:8px}
.art-cta p{font-size:15px;color:rgba(255,255,255,.72);margin-bottom:20px}
.art-cta a{display:inline-flex;align-items:center;gap:9px;background:var(--ip-green);color:#fff;font-weight:600;font-size:15px;padding:13px 24px;border-radius:var(--radius-pill);box-shadow:var(--shadow-green);transition:transform .25s var(--ease)}
.art-cta a:hover{transform:translateY(-2px)}

/* ===== Infografik (markenkonform, inline-SVG) ===== */
.infogfx{margin:40px 0}
.infogfx-card{background:#fff;border:1px solid var(--ip-gray-200);border-radius:16px;padding:26px 28px 24px;box-shadow:var(--shadow-sm)}
.infogfx .ig-eyebrow{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:1.2px;color:var(--ip-green-darker);margin-bottom:5px}
.infogfx .ig-title{font-family:'CooperBT',serif;font-weight:400;font-size:21px;line-height:1.2;color:var(--ip-charcoal);margin-bottom:20px}
.infogfx svg{position:static;width:100%;height:auto;display:block;overflow:visible}
.infogfx .ig-legend{display:flex;gap:20px;flex-wrap:wrap;margin-top:18px;font-size:13px;color:var(--ip-text-medium)}
.infogfx .ig-legend span{display:inline-flex;align-items:center;gap:8px}
.infogfx .ig-legend i{width:12px;height:12px;border-radius:3px;display:inline-block}
.infogfx figcaption{font-size:12.5px;color:var(--ip-text-muted);margin-top:14px;line-height:1.5}
.ig-num{font-family:'DM Sans',sans-serif;font-weight:700}
.ig-axis{stroke:var(--ip-gray-200);stroke-width:1}
.ig-grid{stroke:var(--ip-gray-100);stroke-width:1}
.ig-label{fill:var(--ip-text-muted);font-size:12px;font-family:'DM Sans',sans-serif}

.art-foot{max-width:680px;margin:0 auto;padding:0 24px}
.art-related{max-width:900px;margin:0 auto;padding:0 24px 56px}
/* CTA-A · Persönlich (Berater-Gesicht) */
.cta-personal{display:flex;align-items:center;gap:24px;background:#fff;border:1px solid var(--ip-gray-200);border-radius:var(--radius-xl);padding:28px 32px;box-shadow:var(--shadow-xs);margin:40px 0}
.cta-personal .cta-face{flex:0 0 auto;width:72px;height:72px;border-radius:50%;background:linear-gradient(135deg,#2a2a2a,#444);color:#fff;display:grid;place-items:center;font-size:22px;font-weight:600;position:relative}
.cta-personal .cta-face::after{content:"";position:absolute;inset:-4px;border-radius:50%;border:2px solid var(--ip-green-18)}
.cta-personal .cta-tx{flex:1;min-width:0}
.cta-personal .cta-ovl{font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:1.6px;color:var(--ip-green);display:block;margin-bottom:6px}
.cta-personal h3{font-family:'CooperBT',serif;font-weight:400;font-size:22px;color:var(--ip-charcoal);margin-bottom:4px}
.cta-personal p{font-size:14.5px;color:var(--ip-text-light)}
/* Primärer CTA-Button — Farbgebung wie der Header-CTA (Orange-Verlauf, weißer Text) */
.btn-green{display:inline-flex;align-items:center;gap:10px;flex:0 0 auto;background:linear-gradient(135deg,#F5945C 0%,#E37234 100%);color:#fff;font-weight:600;font-size:15px;padding:13px 22px;border-radius:var(--radius-pill);box-shadow:0 6px 22px rgba(227,114,52,0.32);white-space:nowrap;transition:transform .25s var(--ease),box-shadow .25s var(--ease),filter .25s var(--ease)}
.ap a.btn-green{color:#fff}
.btn-green:hover{transform:translateY(-2px);box-shadow:0 10px 28px rgba(227,114,52,0.42);filter:brightness(1.04)}
.btn-green svg{width:18px;height:18px;color:#fff;transition:transform .3s var(--ease)}
.btn-green:hover svg{transform:translateX(3px)}
@media(max-width:600px){.cta-personal{flex-direction:column;text-align:center}.cta-personal .cta-tx{text-align:center}}

/* CTA · Value-Stack (Version 7) */
.cta-stack{background:#fff;border:1px solid var(--ip-gray-200);border-radius:var(--radius-xl);padding:32px 36px;display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center;box-shadow:var(--shadow-xs);margin:40px 0}
.cta-stack .cta-h{font-family:'CooperBT',serif;font-weight:400;font-size:23px;line-height:1.2;color:var(--ip-charcoal);margin-bottom:16px}
.cta-stack ul{list-style:none;display:flex;flex-direction:column;gap:10px;margin:0;padding:0}
.cta-stack li{display:flex;align-items:center;gap:10px;font-size:15px;color:var(--ip-text-medium);margin:0;padding:0}
.cta-stack li::before{display:none}
.cta-stack li svg{color:var(--ip-green);flex:0 0 auto}
@media(max-width:600px){.cta-stack{grid-template-columns:1fr;gap:20px}}
/* Sicherheitsnetz: Hat der Artikel ein eingebettetes Quiz, ist die separate Selbsttest-CTA-Box doppelt — automatisch ausblenden. Das data-ip-quiz-Attribut bleibt nach dem Mounten im DOM (quiz-embed.js hängt das iframe nur hinein), daher greift :has() dauerhaft und schon beim ersten Paint. */
body:has([data-ip-quiz]) .cta-stack{display:none}

/* Sharebox · WhatsApp + Link kopieren (Lucide-link + WhatsApp-Logo) */
.share{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin:0 0 36px;padding-bottom:36px;border-bottom:1px solid var(--ip-gray-200)}
.share .sh-label{font-size:13px;color:var(--ip-text-muted);font-weight:600}
.sh-pill{display:inline-flex;align-items:center;gap:9px;border:1px solid var(--ip-gray-200);background:#fff;color:var(--ip-text-medium);font-size:14px;font-weight:600;padding:10px 18px;border-radius:var(--radius-pill);cursor:pointer;transition:all .22s var(--ease)}
.sh-pill svg{position:static;width:17px;height:17px}
.sh-pill:hover{transform:translateY(-2px);box-shadow:var(--shadow-sm);border-color:var(--ip-gray-300)}
.sh-pill[data-net="wa"] .wa{color:#25D366}
.sh-pill[data-net="wa"]:hover{border-color:#25D366;color:#1c9e4d}
.sh-pill[data-net="wa"]:hover .wa{color:#1c9e4d}
.sh-pill[data-net="copy"]:hover{border-color:var(--ip-green);color:var(--ip-green-darker)}
.sh-pill[data-net="copy"].copied{background:var(--ip-green);border-color:var(--ip-green);color:#fff}

/* Toast (Kopier-Bestätigung) */
.ip-toast{position:fixed;bottom:24px;left:50%;transform:translateX(-50%) translateY(20px);background:var(--ip-charcoal);color:#fff;font-size:13.5px;font-weight:600;padding:11px 20px;border-radius:var(--radius-pill);box-shadow:var(--shadow-lg);opacity:0;pointer-events:none;transition:all .3s var(--ease);z-index:500;display:flex;align-items:center;gap:9px}
.ip-toast.show{opacity:1;transform:translateX(-50%) translateY(0)}
.ip-toast svg{position:static;width:16px;height:16px;color:var(--ip-green)}
.author-box{display:flex;gap:16px;align-items:center;padding:24px;background:#fff;border:1px solid var(--ip-gray-200);border-radius:var(--radius-lg)}
.author-box .avatar{width:54px;height:54px;font-size:17px}
.author-box .an{font-weight:700;font-size:16px;color:var(--ip-charcoal)}
.author-box .ar{font-size:13px;color:var(--ip-green-darker);font-weight:600;margin:2px 0 6px}
.author-box .ab{font-size:14px;color:var(--ip-text-light);line-height:1.55}

.related{border-top:1px solid var(--ip-gray-200);padding-top:34px;margin-top:44px}
.related h4{font-family:'CooperBT',serif;font-weight:400;font-size:22px;color:var(--ip-charcoal);margin-bottom:20px}
.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.rel-card{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-xs);background:#fff;transition:transform .3s var(--ease),box-shadow .3s var(--ease)}
.rel-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}
.rel-card .ph{height:110px;position:relative;overflow:hidden}
.rel-card .ph::after{content:"";position:absolute;inset:0;background:radial-gradient(120% 120% at 80% 10%,rgba(255,255,255,.3),transparent 50%)}
.t-green{background:linear-gradient(135deg,#8ED13A,#5A9418)}
.t-mint{background:linear-gradient(135deg,#e8f6d8,#c3e89b)}
.t-orange{background:linear-gradient(135deg,#f4a259,#EC8020)}
.t-charcoal{background:linear-gradient(135deg,#2c2c2c,#111)}
.t-slate{background:linear-gradient(135deg,#cfd8c4,#9bb07f)}
.rel-card-body{padding:16px 17px 18px}
.rel-card .cat-tag{margin-bottom:10px}
.rel-card h5{font-size:15.5px;line-height:1.32;color:var(--ip-charcoal);font-weight:600}
@media(max-width:640px){.related-grid{grid-template-columns:1fr}}

/* ===== Floating-TOC · „Geist" (an Logo-Linie ausgerichtet) ===== */
.toc{position:fixed;top:50%;left:max(16px, calc(50% - 660px));transform:translateY(-50%);width:194px;z-index:40;
  border-radius:14px;padding:16px 16px 14px;
  opacity:.45;background:rgba(255,255,255,0);border:1px solid transparent;box-shadow:none;
  backdrop-filter:none;-webkit-backdrop-filter:none;
  transition:opacity .45s var(--ease),background .45s var(--ease),border-color .45s var(--ease),
             box-shadow .45s var(--ease),backdrop-filter .45s var(--ease)}
.toc:hover{opacity:1;background:rgba(255,255,255,0.94);border-color:var(--ip-gray-200);box-shadow:var(--shadow-md);
  backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px)}
.toc-h{font-size:10.5px;font-weight:700;text-transform:uppercase;letter-spacing:1.3px;color:var(--ip-text-muted);margin-bottom:12px;display:flex;align-items:center}
.toc-h .pct{margin-left:auto;color:var(--ip-green-darker);font-size:12px;font-weight:700;letter-spacing:0}
.tc-list{display:flex;flex-direction:column}
.toc-item{display:flex;align-items:center;gap:11px;font-size:13px;line-height:1.3;color:var(--ip-text-light);padding:7px 0;cursor:pointer;transition:color .2s var(--ease)}
.toc-item .d{width:6px;height:6px;border-radius:50%;background:var(--ip-gray-300);flex:0 0 auto;transition:all .25s cubic-bezier(0.5,1.2,0.5,1)}
.toc-item.done{color:var(--ip-text-medium)}
.toc-item.done .d{background:var(--ip-green)}
.toc-item.on{color:var(--ip-green-darker);font-weight:600}
.toc-item.on .d{background:var(--ip-green);transform:scale(1.55);box-shadow:0 0 0 3px var(--ip-green-18)}
.toc-item:hover{color:var(--ip-charcoal)}
@media(max-width:1300px){.toc{display:none}}

/* ===== Footer ===== */
.mag-footer{background:#fff;border-top:1px solid var(--ip-gray-200)}
.mag-footer-in{max-width:1180px;margin:0 auto;padding:34px 24px;display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap}
.mf-brand{display:flex;align-items:center;gap:12px}
.mf-brand img{width:120px;height:40px;object-fit:contain;object-position:left center;display:block}
.mf-brand span{font-size:13px;color:var(--ip-text-light)}
.mf-mid{display:flex;align-items:center;gap:22px;flex-wrap:wrap;font-size:13.5px;color:var(--ip-text-muted)}
.mf-links{display:flex;gap:20px}
.mf-links a{color:var(--ip-text-light);transition:color .2s var(--ease)}
.mf-links a:hover{color:var(--ip-green-darker)}
.mf-adhouse{display:flex;flex-direction:column;align-items:flex-end;gap:3px;opacity:.85;transition:opacity .2s var(--ease)}
.mf-adhouse:hover{opacity:1}
.mf-adhouse .by{font-size:9px;font-weight:600;text-transform:uppercase;letter-spacing:1px;color:var(--ip-text-muted)}
.mf-adhouse img{height:20px;width:auto;display:block}
@media(max-width:760px){.mag-footer-in{flex-direction:column;align-items:flex-start;gap:20px}.mf-adhouse{align-items:flex-start}}